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Thursday, August 21, 2014
Southwest Louisiana ,
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(Special to the American Press)

(Special to the American Press)

Citizens rebates result of unexpected surplus

Last Modified: Monday, April 07, 2014 12:48 PM

By Andrew Perzo / American Press

What is the purpose of the state collecting the Citizens emergency fee on our home insurance policy and then returning it on our state income tax filing?

“Basically it’s the way it was structured by the Legislature,” Ileana Ledet, spokeswoman for the state Insurance Department, wrote in an email.

“First came the assessments on policyholders to pay for the amortization of the $1 billion bonds issued by Louisiana Citizens in 2006 to cover the damages caused by Hurricanes Katrina and Rita.

“But when there were unanticipated surpluses in the state a few years after those hurricanes, the Louisiana Legislature was able to offer first tax credits, and later rebates, to policyholders to ease some of the burden of the assessments.”

Online: http://ldi.louisiana.gov.

Med school part of psychiatrists’ training

Can a psychiatrist overrule a medical doctor?

The Informer isn’t certain what you mean by overrule, and psychiatrists are medical doctors — specifically, they’re physicians who specialize in mental health.

“A psychiatrist has completed medical school (is an M.D. or D.O.) and an additional four or more years of residency training in psychiatry. Many psychiatrists train even longer, further specializing in areas such as child and adolescent psychiatry, geriatric psychiatry, addiction psychiatry or forensic psychiatry,” reads a brochure produced by the American Psychiatric Association.

“Because they are physicians, psychiatrists can order or perform a full range of medical laboratory and psychological tests which, combined with interviews/discussions with patients, help provide a picture of a patient’s physical and mental state.”

Online: www.psych.org.

Smoking permitted, but not in food areas

Why are people in bingo halls still allowed to smoke when they can’t smoke in restaurants?

“Bingo halls licensed as charitable gaming facilities with the Louisiana Department of Revenue can allow smoking,” Lake Charles Fire Prevention Chief Wayne Rigmaiden wrote in an email.

“However, any restaurants and eating facilities located inside shall be smoke free.”

For more information, call the Fire Prevention Bureau at 491-1368.

Online: www.legis.la.gov; www.municode.com.

The Informer answers questions from readers each Sunday, Monday and Wednesday. It is researched and written by Andrew Perzo, an American Press staff writer. To ask a question, call 494-4098 and leave voice mail, or email informer@americanpress.com.

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